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Misfit

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Posts posted by Misfit

  1. Care homes have been an important element for providing care for the elderly, unlike in the past when families were responsible as they are still I n Spain and France where it’s a requirement.

    I accept that some care homes have been well compensated over the years, my own Grandfather and his wife were paying £45,000 per annum years ago, they have responsibility for their occupants. 

    The lack of ability to procure PPE, is not entirely the fault of individual care homes. The NHS has had priority, everyone all over the world have been purchasing it in such a short period, that has had an effect too. I’m sure we Initially considered an Asia problem, I know I did  especially in the very early days before the world was so quickly effected and prior to realising the amount of PPE needed could have been envisaged.

    It’s true no business wants to hold stock or spend money on something they are unlikely to need when stocks seemed plentiful and accessible or at least that seemed to be the case.

    Government do have responsibility to their citizens and they can procure PPE easier than individual businesses therefore they should try and get it to the right places. However it’s individual businesses that are delivering the care for which they are paid.  

    We were told to wash our hands but nobody said that wiping down work surfaces with disinfectant or cleaning toilets was important. That was a question or something similar by a journalist to the government representative on Tuesday. 

    Thats frightening, what have we become a nation that needs to be told everything, that’s unless of course we are told something that we don’t want then we have rights. 

    Nothing comes into my house without a process, cardboard plastic, tins, fresh produce all have process. I don’t know why so many people have caught Covid 19 in care homes, if the right process is in place, but it’s not just down to PPE. 
    m

  2.  I have seen much on the media, about what’s not been done and when promoting Captain Tom, I’d like to applaud, Captain Tom for his amazing fund raising for the NHS staff. It has been unprecedented for an individual to have generated this incredible amount that is still rising.

    I do not want to take anything away from his achievements on behave of the NHS workers. We also have many Hospices that cares for terminally ill people towards the end of life. Who would otherwise likely need to be in hospital.

    My concern is that unlike the NHS which is government funded, many of these are charities, reliant mainly on fund raising, money and items of clothing and household goods donated, which are sold in their shops. 

    They are going through a real tough time at the moment while their shops and cafeterias are mainly staffed by volunteers these are now closed as are many other premises where there donation buckets are situated.

    Like Hospital and care homes these hospice charities have staff that look after patients, in their case the terminally ill, offering end of life care. They have admin and other supportive staff too and some of these important and valuable staff members are now at risk of losing their jobs as funds raising and reserves are seriously diminishing. Some already reliant on existing borrowing, and are attempting to maintain interest payments and rents on their properties for the privilege. 

    We need these important Hospices to survive and they need help, Captain Tom fundraising took off when the media especially Television took up his case. 

    These are important charities and I’d like to see the media’s  efforts look to supporting those that look after the very sick end of life patients and promote all fundraising on their behalf instead of calling the government to account, there is time for that when we our out of the woods,  let the government give us necessary updates and spend their time sorting things, than answering the same questions time and time again put to them by experts and journalists.

    m

  3.  

    14 hours ago, foster461 said:

    All this talk about ingesting/Injecting disinfectant reminded me of the old joke about the man who drank some Harpic and went clean round the bend.

    Looking for my coat as we speak..

     

    Based on the above I have serious concerns that someone has been feeding me Harpic, are you sure it’s a joke.

    :wacko:

  4. 2 hours ago, Rodbr said:

    Hi Derek,

    Methinks you need to get some woodstain on those Legs.

    Im going out to fire up the hot tub for tonight. 1800 litres takes a lot of heating!!!!!!

    Hi Rodbr 

    I accept improvement is necessary and not just the legs. The decking has been down for 10 years and it was a case of power washing allowing it to dry and oiling or ripping up and replacing the lots with composite. The later is the preferred choice (wife), but I’ll just enjoy it for now and rely on the sun to tan the legs.

     

  5. Chocolate on a digestive with Stilton and port?. Individually yes Stilton with port yes but on a chocolate biscuit.

    Firstly chocolate should be savoured allowed to melt in between the roof of your mouth and your tongue.  As should Stilton that’s why you place it on a dry biscuit so it doesn’t detract, not stick it on a semi sweet biscuit let alone one smothered in chocolate even dark chocolate, while swilling it down with a glass of port, not sure heavenly comes to mind.

    Mick 

    If you must have chocolate with alcohol dip a strawberry into melted chocolate dark preferably and partake in a glass of extra dry champagne.

  6. Mushroom fodder, Scottish shortbread the buttery biscuit solid as you bite into it, then the crumble before it melts in your mouth.

    If you lightly dunk it, that is whole different experience as it absorbs the liquid without disintegration into the bottom of your cup. Mmmm :)

  7. On 4/24/2020 at 7:40 PM, iain said:

    How she has the brass neck to think she knows the answers when she supported the Scottish CMO who broke social distancing guidelines I do not know. Personally I find her irritating, a first class manipulator who is clearly using the Cobra briefings to her own advantage. A touch of insider information that she then roles out in advance of any serious guidance from the Government. This is nothing more than petty points scoring at every opportunity. She has said nothing, but encouraged by the media who are intent on driving the next item on the agenda she responds to their needs......a class act in how to manipulate ones image. 
    Iain

    + 1

    Ms Sturgeon... I have no wish to score political points at times like these. Then goes on to political point scoring, and she does it well if you accept Ian Vincent initial post. A typically politician. It’s not necessarily what you are portraying but how you portray it.

    Kennedy, Blair, are good examples. 

     

  8. I thought I’d reply to your last post Nigel.

    My original post was as a result of a telephone conversation. His relative being informed that under his policy with only an extended MOT he would not be covered for non essential travel. Then reading non essential vehicle use on the forum topics.

    Therefore It was interesting reading the ombudsman decision in the particular case you referred to, where the claimant was struck by a third party, the ombudsman determined not having a  MOT was not a material fact in this case. 

    She did remarks on not having a MOT could reduced the vehicle valuations and emphasising that driving a vehicle on the road without a valid MOT is an illegal act.  

    I have subsequently taken the opportunity to visit the insurance and consumer insurance (disclosure and representation) acts and the Fca handbook something not done since retiring as an IFA in 2009/2010. As you say the absence of current MOT is not in itself a reason to decline a claim. 

     Which reminded me that one should not take things on face value. Even though you are entitled to rely on information provided by a regulated body, sometimes their interpretation of the rules may differ to those of the ombudsman. 

    I note your last paragraph too, that there are circumstances where the ombudsman final decision may differ to that case referred to above. Perhaps that’s why the two providers would not wish to comment on a individual cases without the appropriate information, and maybe, not wishing to advocate taking your vehicle out for non essential use at this particular time. Which is probably not such a bad thing.

  9. 2 hours ago, Crawfie said:

    what soup do you wash your hands  with ?

    I find the best washing soup ingredients, pork fat (lard) or beef fat (Tallow) coconut oil, palm oil and lye, best when cold.

    The alternative of course is soap, imperial leather works. 

    I must read the content prior to posting, although sometimes because the screen is so small I can’t see all the text before pressing the button. Excuses excuses.:wacko:

  10. Hi Nigel

    It seems there is still some confusion, I have subsequently spoken to two insurance providers both said that they could not comment on specific individual cases without the appropriate information. 

    One said if you have a valid insurance, and a valid MOT in place, cover is provided in line with the terms and conditions of your individual policy.

    The other said the  Government temporary MOT extension is for essential travel, we would not expect the insureds to take non essential trips. 

    It is important to read the terms and conditions to your policy..

    I found this on the Internet.

    Does driving a vehicle without a valid MOT invalidate your insurance?

    There isn’t a straightforward answer to this question, as all insurance companies are different and you should check your own policy’s terms and conditions, or speak with your insurance company if you want an answer that is specific to your vehicle.

    Having said that, in nearly all cases, motor insurances companies will state that, as soon as your MOT expires, your insurance becomes invalid as they only want to insure roadworthy vehicles in order to keep claims to a minimum.

    This causes two major problems. Firstly, it is illegal to drive without valid insurance so you are leaving yourself open to prosecution and a penalty of at least £300 and 6 penalty points. If the matter goes to court, you are liable for an unlimited fine, a possible ban from driving and your vehicle may be seized and even destroyed.

    Secondly, the average insurance claim is £2,160 according to the Association of British Insurers. If you have an accident and you have no valid MOT, your insurance company may state that your insurance was invalidated as a result. You are then left liable for any costs as a result of that accident.

    The bottom line is, why take a risk? Find out when your MOT is due then book your car in for its MOT.

    Just some extra info, my wife’s car MOT was due and because We are self Isolating I phoned my usual MOT station,  he picked it up did the MOT and dropped it off. He even wiped it down with a sanitiser wipe and left a bottle of sanitising gel. 

    As you say this was not a case of offering advise just an observation following the phone call. Which members might like or wish to satisfy themselves regarding this matter.

     

  11. Tim 

    I had received a call and was informed that a member of his family had been informed that unless his journey was essential travelling, without an MOT under the temporary exemption they would not be covered. 
     

    It was third hand but having seen other forums topics with individuals indicating they had taken their vehicle out, for pleasure and not just here. 
     

    Having read the Government wording I thought I would post the above. No criticism was intended.

  12. i Understand that the virus is fragile it’s the surrounding fat that protects the virus which is destroyed by soup and water then washing your hands. 
     

    Perhaps some will think I’m  over the top,  but being venerable I have taken to washing everything that comes into my home, whether plastic material or metal. Cardboard  gets disposed of instantly and hands washed before I touch anything else except a tap. The public Washing your hands is apparently is the way to avoid transferring the virus 

    Surely these PPE items could be recycled by washing with a appropriate solution, soup and water or am I being to simplistic. 
    M

  13. I posted that specific part of the Government’s temporary exemption, for vital services as outlined. 
    Essential travel. Unlike historic vehicle exemption, it is specific, a temporary exemption for essential travel.

    I only posted the above having read other forum topics, perhaps individuals needs to consider when driving their vehicles without an MOT under the temporary exemption is it essential. In the event of an accident what would the outcome be if it was considered as non essential  use?

  14. Temporary exemption will enable vital services to continue, frontline workers to get to work, and people to get essential food and medicine.

    cars, motorcycles and vans to be granted MoT exemption

    this will allow people to carry on with essential travel

    vehicles must be kept in roadworthy condition

    Vehicle owners will be granted a 6-month exemption from MOT testing, enabling them to continue to travel to work where this absolutely cannot be done from home, or shop for necessities.

  15. Hi Rob  
    Isolating only those individuals at high Risk and or with a life limiting illness and let COVID 19 to spread quickly in others will obtain a herd Immunity. Allowing Covid 19 to spread more slowly is effecting the economy.

    I live in the SW, we have many elderly individuals that have come from all over the country to retire and subsequently they are likely to be in the above category.

    What we don’t have here is a high number of Covid 19 sufferers  perhaps as we have already taken it seriously and have been self distancing for sometime and now isolating.

    Another  solution we could isolate the areas with large numbers of cases like London and other cities, let them commute locally open all he businesses and take the risk, enjoy the parks,  clubs and other recreational activities. but stop all migration, keeping people in there own area and enforce that like China did but without total lockdown. 

    Just closing off the effected areas would let us less effected areas Just need to distance ourselves to enjoy our time, we oldies have, rather than being lumped all together.

    That could work too.

    Surely allowing free movement for all, other than the old and venerable, will quickly spread this highly contagious virus especially in high density already highly effected areas would soon have many more people off work including essential workers. 

    Higher demand on hospitals that are already struggling without sufficient PPE  or equipment to provide the oxygen needed to save the lives of those struck down with a more serious version of Covid 19. Might we loose more, have a longer shortage of a necessary work force. Wouldn’t that also effect the economy too?  Who knows. Herd immunity will come at a cost.
    I would personally prefer properly self distancing myself rather than total isolation and continue enjoying life my car here in a non congested Devon but perhaps that’s me being selfish.

  16. Took the car out today,  having finished some long needed work on it. Overtook a Jaguar, Mini Cooper and  freelander.  Twice as I left the garage in reverse and then back into the garage in 1st.  Sounded great. I’ll take any opportunity I can even if it’s only down my drive.  Even that put a smile on my face :D how sad. 
     

     

  17. Rob

    You make a good point, one I guess are all aware of, but this is not going to end quickly and this virus will be around for months possibly (probably) years.

    It’s clear the Government are not trying to eliminate it, but reduce the spread over a longer period. Giving the NHS time so they can deal with those that are acceptable to it and in particular those that effected worse,  doing that will help save lives until we can get the appropriate medicines and equipment in place, that’s it.

    Even  though it’s been clear over decades that we are all at risk of an  epidemic, there  has been a lack of preparation by all Governments so that’s all they can do.

    It is especially pertinent now as the ability to travel is at the highest it’s ever been. Lesson can be learned,  whether heeded to is another thing and only time will tell. In the meantime we do need to play our part and make our own choices.

  18.  

    I’d like to say something, John (chilliman) made a comment basically critical of Robr post or the fact that he made it. 

    Robr post might have been construed as being critical of the police. Chilliman has been  for the best part of his life a police officer.

    Latterly he has been dealing with unforeseen death of people from very young to the elderly. Often seeing what is not the best side of society. 

    Police see and deal with that a lot, while attempting to keep people safe. Like the NHS staff sometimes to their own detriment and very occasionally pay the alternate price.

    So perhaps John who is generally a very pleasant individual,  felt Robr was being unnecessarily critical of the police, and took exception to it at this time and posted that. Just as Robr and others have taken exception to Johns (chilliman) Post. 

    We are generally reasonable pleasant and friendly individuals, could we all Chill in these stressful times. Having had time to reconsider the wording within our posts and even consider edit them. 

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