Jump to content

Urgent help needed - accidental damage to a concours car


Recommended Posts

Ok - with my insurer at the moment. I'm feeling a bit better, although waiting for the threatened "full bill" to land at my feet. At this stage, given his reluctance to provide insurance details, I'm mulling the initial thought of making what I feel is an honest "fair repair offer" for a car damaged in such a way and for a full as-new repair (new door skin and door repaint) Notice I said car, not a Super car.

 

Still, cost would be miles above what a premium increase would be.

 

If he baulks and squawks, I'll just ask for his insurance details and leave it at that.

 

to John.r.Davies - did you mean "banker" or another word that sounds the same but begins with a "w"???

Link to post
Share on other sites

Ron,

After a night's sleep it never seems so bad, so tomorrow after 2 nights you should be calmer. You have received a lot of sympathy and good advise so just go slowly and do not agree to anything he suggests until your insurer has been notified. If you do have to "cough up" then Monty above seem to be the guy who could put you in touch with a good painter. Just an afterthought. Was he parked correctly in his bay, ie not encroaching at all on yours?

 

 

Good Luck

 

Simon

Link to post
Share on other sites

Thanks Simon,

 

I noticed that the car he put in the bay was wider than the one that was originally there (the other 356 convertible, but earlier year) and it wasn't as close to the wall as his car normally is. Still, it really wasn't encroaching and fair to say my front swung over when I began to back out. Not a lot of space to maneuver in these relatively small slots and I had a concrete pilar on the left that had previously trapped the knock-off on the rear wheel when trying to drive in, so as to stay well away from his car...

Link to post
Share on other sites

Ok - with my insurer at the moment. I'm feeling a bit better, although waiting for the threatened "full bill" to land at my feet. At this stage, given his reluctance to provide insurance details, I'm mulling the initial thought of making what I feel is an honest "fair repair offer" for a car damaged in such a way and for a full as-new repair (new door skin and door repaint) Notice I said car, not a Super car.

 

Still, cost would be miles above what a premium increase would be.

 

If he baulks and squawks, I'll just ask for his insurance details and leave it at that.

 

to John.r.Davies - did you mean "banker" or another word that sounds the same but begins with a "w"???

If you are to do so then you better propose to send it to a workshop of your choice which you know will quote you fairly and do a premium job.

Link to post
Share on other sites

Wow!! Rare colour... Single Red. Yep, your choice of paint shop as Geko says.

He's only got two choices really.

 

Dave

Edited by nowtelse2do
Link to post
Share on other sites

To be fair, if someone did that damage to my car I would insist on a door skin. It's way past a dints away chappy!

 

Strip & build time - 10 hrs

 

Fit doorskin & gap - 6hrs

 

Prepare, paint & blend colour - 6 hrs

 

22hrs @ say £60ph £1320

 

Door skin around £600 if you can get....

 

Paint and materials £360

 

£2280 + VAT ish.......

 

Go through insurance, that's why we have it

 

Tom

Link to post
Share on other sites

Yes Tom, you are not too far off my own ballpark repair est. But, we (you and I) are dealing with skilled normal people, not "cater to the Porsche Concours crowd" which will have a super high inflation on those figures....

Link to post
Share on other sites

I hate to be an arse, but if his insurance wouldn't be too happy with him parking his 700k 356 in a communal garage then , you know, maybe he shouldn't park his 700k 356 in a communal garage.

 

This strikes me as being exactly what insurance is for. I'd be leaving it to them.

Link to post
Share on other sites

The theme is clear. Let the insurers deal with it. But the theme is also clear that if your insurers say you are not covered because of being in a communal car park (IMO unlikely) then the 365 owner cannot expect or demand that you pay for anything other than a very very good quality repair. Talk of mega bucks to a specialist restorer is not his right. If he wanted that sort of protection for his beautiful car he should have paid the huge cost of specialist insurance cover to cover the extra cost,

 

Keep us posted because we are all with you and it is our worst nightmare, well almost. Think positive, it is only metal not flesh.

 

Simon

Link to post
Share on other sites

Ron have you read your policy, it is very likely it will make it clear what is required of you following an accident, failure to comply with the terms of your contract can effect you, how will probably also be explained there.

 

I personally can't see whether he should or should not be parked where he was, has a bearing on you, providing you were complying with the terms agree under your policy.

 

A question, Would you say making an offer of payment could be considered an admittance of guilt? Does your policy state you should not accept liability? Does your policy say you must notify them in a particular time scale following an accident or incident for which you are insured? Does your policy say any coresspondance received must be sent to you insurers unanswered?

Link to post
Share on other sites

Personally I would let the insurance companies deal with it first as last.If he is reluctant to provide his insurance details then tell your insurance company that and they will soon find out who he is insured with.

Stuart.

Link to post
Share on other sites

It's with my insurers..they seem to be "used" to people who claim they have or have damaged a Concours super car that needs hugely expensive repairs.

 

I have thought about a private offer but it would be peanuts with what he wants. Though I am still waiting to hear. It's a holiday in the US and his LA restorer probably hasn't gotten back! I had no idea about the car's value nor pedigree when it was parked next to me. Honestly, even a door dent would have been the almost the same cost! And, guess what, I would NOT have wanted to have parked next to him if I knew that! His car is 20X value vs mine!

 

So waiting to hear from him, his costs, then will turn over details of that to my insurers and take the higher premium next year. Not much else I can do. Happened in a blink.

Link to post
Share on other sites

Oh, and this is his third Porsche - he has another one in LA going through a renovation that will be flown in in a few months. Sorry, different world. I just like to drive my car.

Link to post
Share on other sites

Oh, and this is his third Porsche - he has another one in LA going through a renovation that will be flown in in a few months. Sorry, different world. I just like to drive my car.

If any of his stories are true, why is he parking in a shared garage?

 

Pete

Link to post
Share on other sites

If any of his stories are true, why is he parking in a shared garage?

 

Pete

Precisely Pete! If I had those kind of high value cars they would be in a cosseted location!

Link to post
Share on other sites

I sniff something odd here. I wonder if what I sniff is welded up in the door and that I why he does not want unknown repairers. Cream puff porches coming in from the states would be pretty good mules.

Link to post
Share on other sites

Doubtful, how hard is it to unscrew a door hinge, 15 minutes and the doors in the back of your car.

 

Mick Richards

Link to post
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Guest
Reply to this topic...

×   Pasted as rich text.   Restore formatting

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

Loading...
×
×
  • Create New...

Important Information

Please familiarise yourself with our Terms and Conditions. By using this site, you agree to the following: Terms of Use.